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Money-saving offers I’m actually using right now. Here’s the current one worth your time.

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Capital One 360 Checking: $250 for Using Your Debit Card

$250 bonus

New customers only — offer runs while it lasts

Open a new Capital One 360 Checking account with promo code DEBIT250 and earn a $250 bonus just for using your debit card. There's no direct deposit required, which makes it a great alternative to bonuses that force you to reroute your paycheck — you never have to change where your W-2 income lands.

How it works

  1. Open a new 360 Checking account with promo code DEBIT250 (see offer eligibility).
  2. Complete 20 qualifying debit-card transactions of $10 or more within 75 days of account opening.
  3. Your $250 is deposited into your new account after you finish these steps — review the footnotes for full offer details.

The fine print worth knowing

Open 360 Checking with DEBIT250 →

Bank bonuses are limited-time and generally taxable income — always confirm current terms, eligibility, and caps on Capital One's offer page before counting on the bonus.